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1st Equity Release (Equity Release Comparisons) Website Terms and Conditions

INCLUDING PRIVACY AND CONTACT INFORMATION

HEADINGS


Headings are for reading convenience only and are not to be used in the interpretation of this agreement.

AVAILABILITY OF SERVICE


Any guidance contained within this website is subject to the UK Financial Conduct Authority regulatory regime and is therefore restricted to consumers based in the UK.

We do not warrant or guarantee that 1st Equity Release (Equity Release Comparisons) will be uninterrupted or error-free.

LINKS AND SITE CONTENT


1st Equity Release (Equity Release Comparisons) does not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied. We do not assume any liability for any of the products, services, or data of any other sites.

1st Equity Release is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites in the same manner that a public library has no control over the content of the books that it distributes. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through 1st Equity Release (Equity Release Comparisons).

INDEMNITY


In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the operators of 1st Equity Release (Equity Release Comparisons) harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual service providers featured within this website or linked websites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

DISCLAIMERS


Bearing in mind that this is a free "public access" site, it is a condition of use of the site and the materials in it that use is at the user's own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision. Neither 1st Equity Release nor any of the site's administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

1st Equity Release (Equity Release Comparisons) is provided on an "as is" and "as available" basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use 1st Equity Release. The user agrees not to rely on any information obtained from 1st Equity Release and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. It is the user's duty to execute anti-contamination or virus software and ensure that any information, if contaminated or infected, will not damage the user's information or system. The entire risk as to the use of 1st Equity Release is with the user. 1st Equity Release or its agents are not responsible or liable for telephone, network, ISP, electronic, computer or other communication problems or failures of any kind. Personal information sent to 1st Equity Release UK is at the senders own risk.

INFORMATION INDEMNITY


The user agrees not to rely on any information obtained from 1st Equity Release (Equity Release Comparisons) and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused.

SEVERANCE


If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.

GOVERNING LAW


Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and 1st Equity Release irrevocably submit to the non-exclusive jurisdiction of the English Courts.

This agreement is governed by English law and all disputes will be handled solely in the United Kingdom. English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. 1st Equity Release (Equity Release Comparisons) is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other locations.

VARIATION


Whilst it is not our intention to do so, the operators of 1st Equity Release (Equity Release Comparisons) reserves the right to change its policies and terms at any time. Any such changes will be posted on this page. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

1st Equity Release is not associated with other companies who own similar sounding names.

If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on 1st Equity Release (Equity Release Comparisons) constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.

COOKIE POLICY


By accessing and using the website you are agreeing to the terms of this policy and our privacy policy. Please read this cookie policy and our privacy policy so you understand how we use your information.


What are cookies?
Cookies are small files of letters and numbers. These files are either stored in the memory of your computer or other device such as mobile phones or tablet devices (these cookies are generally known as session cookies) or are placed on the hard drive of your device (generally known as persistent cookies).


Cookies are created when you visit a website that uses cookies. Cookies are commonly used by websites to help the userís browsing experience and provide more information about the userís experience and interests. This information is generally used to make content and services more relevant. For more details about cookies and details of how to delete and disable cookies you can visit www.aboutcookies.org and also see our section on more information and turning cookies off below.


How do we use cookies?
Our website uses cookies to help provide you with a good experience and also allows us to improve our website and our services. The cookies that we use only collect anonymous information to optimise our services, and do not collect personal information. Please note that not all the cookies on our sites are set by us. Please see the section below on third party cookies.


What cookies do we use?
The cookies on our websites generally fall into the category of functional and analytical cookies


Functional and analytical cookies:


Analytical cookies
Analytical cookies allow us to recognise and to count the number of visitors to our website, to see how visitors move around the website when they are using it and to record which content viewers view and are interested in This helps us to improve the service which we offer to you by helping us make sure our users are finding the information they are looking for.


Functional cookies
Functional cookies relate to the functionality of our websites and allow us to improve the service we offer, for example: by allowing you to carry information across pages of our website to avoid you having to re-enter information. by enabling us to serve the appropriate regionalised service relevant to you.


What functional and analytical cookies do we use?
We have set out below the main functional and analytical cookies that we use. We use cookies which are operated on our behalf by the organisations listed below to help us deliver our services



Organisation setting the cookie


Name of Cookie


What does it do


Cookie Expiration


Google Analytics


_utma


This cookie helps us determine the number of unique visitors to our website


730 days (two years)


Google Analytics


_utmz


This cookie helps us determine the referral method for people visiting our website. This helps us to analyse the traffic arriving at our website and to determine which are the most popular routes (e.g. direct, search engine search, email link).


182 days (six months)


Google Analytics


_utmb


We use this Google Analytics cookie to help us to record the length of individual sessions from our users on our website. Each time you move to a new page within our website within 30 minutes of arriving the cookie updates so that we know that you are still actively using our website within a single session.


Less than one day (when you close the browser window)


Google Analytics


_utmc


Similar to _utmb, we use this Google Analytics cookie to help us record the length of individual sessions on our website.


1825 days (five years)

Data Protection


Personal Details And Data Protection Privacy

Our privacy policy covers the 1st Equity Release Website. If you have any comments about this Privacy Policy you can write to us at LeadFair Ltd, Swift House, Ground Floor, 18 Hoffmans Way, Chelmsford, Essex. CM1 1GU.

You also have the right to contact the Information Commissioner about matters relating to how your private data is handled. Details on how you may do this can be found at www.ico.gov.uk

Privacy Compliance

This privacy policy is compliant with the UK's Data Protection Act (1998), The European Data Protection Directive 95/46/EC and the Organisation for Economic Cooperation and Development's guidelines for privacy policies.

GDPR (General Data Protection Regulations)

The information will be collected with integrity and confidentiality. We have legitimate grounds for collecting data for specified and explicit purposes and the data will not have a negative effect on a person or be used in a way they would not expect. We make it clear why the data is being collected and what will be done with it. Information is available on this webpage as to how the person can contact us to update, change (if inaccurate) or delete their data.

Access To And Removal Of Data We May Hold About You

You can ask us, in writing for details of what personal data we hold about you. Upon receipt of such a written request and proof of your identity, we will provide you with a readable copy of the personal data which we keep about you. We will do this within a month, and reserve the right to charge you £10 for this information. You have the right to review, correct and delete information from our records. LeadFair Ltd's Data Controller is Robert Brady. You may write to him at LeadFair Ltd, Swift House, Ground Floor, 18 Hoffmans Way, Chelmsford, Essex. CM1 1GU.

Automatic Collection Of Information

We don't automatically log personal data nor do we link information automatically logged by other means with personal data about specific individuals.

The 1st Equity Release Website makes use of cookies. We do not link non-personal information stored in cookies with other personal data about specific individuals and only use them to measure how many people use the site. They can't be used to identify you personally. If you continue without changing your settings, we'll assume that you are happy to receive cookies.

COPYRIGHT NOTICE


This website is not associated with other companies or websites who own or trade under similar sounding names or with similar design. © Content Copyrighted.

Please address all questions through our contact form below. Only the authorised advisers themselves can offer support through personal contact. We cannot offer phone assistance before your enquiry is allocated to an equity release consultant. You will receive a call-back from your personal adviser asap.

CONTACT


Please contact your adviser by using the form below.

For webmaster or website related enquiries please click here to email and you will be called back as soon as possible.

Are You Eligible For Equity Release?

Complete the quick, easy enquiry below and learn if you qualify for equity release and if equity release is a suitable product for you.

If so, we'll give you full details of all the products available and advise which could be the best for your circumstances.

Simply take a minute to enter your details and you'll be called back as soon as possible with an answer. We'll also tell you how much money you should be able to release from your property.

Which Equity Release

Your enquiry is FREE and there's absolutely no obligation to proceed.

  Use Our Free, Fully Confidential ULTRA-FAST Equity Release Enquiry  

(EQUITY RELEASE IS ONLY AVAILABLE TO THOSE AGED 55+ WHO OWN THEIR OWN HOME)

Dual Purpose Enquiry


1. Do you have any questions before you apply for your equity release? No problem, just tap in a few details and use the comments box below.

2. An adviser will contact you asap to discuss equity release. We'll be able to tell you straight away if you qualify for equity release.

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STRICTLY CONFIDENTIAL: We take your privacy very seriously, your information will never be passed on to anyone other than the people involved directly with your equity release comparisons.